Hazelbank Financial, in Kearney, Nebraska, takes business funding requests by phone and online form. This page gives the phone number, the form and a map, explains what equipment financing underwriting looks at, and lists questions worth putting to any lender before signing.
Reaching Hazelbank Financial in Kearney, NE: Phone Line, Request Form, Street Address
Phone: (308) 310-7648. Online: the request form. Address: 2315 Central Ave, Kearney, NE 68847.
The form asks for full name, phone, email and company name, with range picks for time in business, annual revenue and the amount requested, and ends with a required consent box. No email address is published for requests.
Equipment Financing Underwriting and the Details a First Call Covers
For equipment, the first call covers the item, its price and whether it is new or used. Underwriting then looks at the equipment's value and resale market, the business's deposits and existing payments, the owner's credit and the size of any down payment.
- Make, model and year, plus hours or mileage for used equipment.
- The vendor quote, including delivery, installation and training if billed.
- Whether the equipment replaces an older unit or adds capacity.
- Any trade-in and its value.
Good Questions to Ask a Lender Before a Buffalo County, NE Business Signs
- What is the total paid over the full term, with every fee included?
- Does the owner sign a personal guarantee, and is there a cap on it?
- What is pledged as collateral, and is there a general lien on business assets?
- Is there a fee for paying early, or a minimum amount of interest?
- What happens after a late or missed payment?
- For a line of credit, when is the review and can the limit be reduced?
Get the answers in writing, on the offer or in the agreement itself.
Questions About Fees, Guarantees and Prepayment to Put to Any Funder
Ask the same questions of every offer, so the answers can be set side by side. For a merchant cash advance, add two more: the total to be remitted and how the holdback can change if sales fall. Merchant cash advances in Kearney, NE explains the terms.
The Kearney, NE page lists the lender types serving the city, and about Hazelbank explains its role.
By Hazelbank Financial · Updated